This page is a simple disclosure of compensation related to this website. You should always conduct your own investigation (perform due diligence) before buying products or services online. This includes products and services displayed for sale on this website.
Unless otherwise expressly stated, you should assume that all references to products and services on this website are made because material connections exist between the website's owner ("Owner") and the providers of the mentioned products and services ("Provider").
Good Faith Recommendations
I recommend products and services on this website based in part on a good faith belief that the purchase of such products or services will help purchasers in general. I have this good faith belief because (a) I have tried the product or service mentioned prior to recommending it or (b) I have researched the reputation of the Provider and have made the decision to recommend the Provider's products or services based on the Provider's history of providing these or other products or services. The representations made by me about products and services reflect my honest opinion based upon the facts known to me at the time a product or service is mentioned on this website.
Potential Bias and Due Diligence
My opinion about a product or service may be partially formed (consciously or subconsciously) in part based on the fact that I have been compensated or will be compensated because of my business relationships with the Providers.
In some instances, myself and a Provider will have a business or personal relationship that does not involve me receiving compensation related to products and services mentioned on this website. However, the nature of the relationship is sufficient to establish a material connection between me and the Provider.
Because there is a material connection between myself and Providers of products or services mentioned on this website, you should always assume that I may be biased because of my relationship with a Provider and/or because I have received or will receive something of value from a Provider.
Perform your own due diligence before purchasing a product or service mentioned on this website (or any other website).
The type of compensation received by me may vary. In some instances, I may receive complimentary products, services, or money from a Provider prior to mentioning the Provider's products or services on this website.
In other instances, I may receive a monetary commission or non-monetary compensation when you take action based on the content of this website. This includes, but is not limited to, when you purchase a product or service from a Provider after clicking on an affiliate link on this website.
Your Questions about Products and Services
If you have any questions about products or services mentioned on this website, please contact the Owner (using the email address provided) and have those questions answered prior to making a purchase of such products or services.
Note: www.usiba.org is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com